凤凰网首页 手机凤凰网

凤凰卫视
  • [亚太] 上证指数 2319.12 (1.00%) 深证成指 9466.14 1.78% 恒生指数 19664.10 -1.06% 台北 7233.69 0.17% 韩国 1964.83 0.39%
  • [亚太] 日经 8841.22 -0.09% 澳大利亚 4348.48 0.45% 新西兰 3294.64 0.40% 印度孟买 17234.00 0.92% 新加坡 2916.26 0.75%
  • [美洲] 道琼斯 12660.50 -0.58% 纳斯达克 2816.55 0.40% 标普500 1316.33 -0.16% 加拿大 12466.50 0.02% 巴西 62904.20 -0.08%
  • [欧洲] 英国富时 5733.45 -1.07% 法国CAC 3318.76 -1.32% 德国DAX 6511.98 -0.43% 俄罗斯 1508.04 -0.44% Stoxx50 2436.62 -0.97%
  • [其他] 纽约原油 99.70 0.00% 纽约黄金 1738.40 0.00% 人民币/美元 6.33 0.00% 美元指数 78.83 0.00% 基金指数 3782.30 1.37%
  • [亚太] 上证指数 2319.12 (1.00%) 深证成指 9466.14 1.78% 恒生指数 19664.10 -1.06% 台北 7233.69 0.17% 韩国 1964.83 0.39%
  • [亚太] 日经 8841.22 -0.09% 澳大利亚 4348.48 0.45% 新西兰 3294.64 0.40% 印度孟买 17234.00 0.92% 新加坡 2916.26 0.75%
  • [美洲] 道琼斯 12660.50 -0.58% 纳斯达克 2816.55 0.40% 标普500 1316.33 -0.16% 加拿大 12466.50 0.02% 巴西 62904.20 -0.08%
  • [欧洲] 英国富时 5733.45 -1.07% 法国CAC 3318.76 -1.32% 德国DAX 6511.98 -0.43% 俄罗斯 1508.04 -0.44% Stoxx50 2436.62 -0.97%
  • [其他] 纽约原油 99.70 0.00% 纽约黄金 1738.40 0.00% 人民币/美元 6.33 0.00% 美元指数 78.83 0.00% 基金指数 3782.30 1.37%
免费注册
浦发银行(600000)公告正文

上海浦东发展银行股份有限公司2005年第三季度报告

公告日期 2005-10-29
股票简称:浦发银行 股票代码:600000

                上海浦东发展银行股份有限公司2005年第三季度报告
    
    §1 重要提示
    1.1本公司董事会及其董事保证本报告所载资料不存在任何虚假记载、误导性
陈述或者重大遗漏,并对其内容的真实性、准确性和完整性负个别及连带责任。
    1.2本公司董事张建伟因公务未亲自出席会议,书面委托金运董事长代行表决
权;独立董事胡祖六因公务未亲自出席会议,书面委托独立董事夏大慰代行表决权

1.3本公司第三季度财务报告未经审计。
本公司董事长金运、财务总监黄建平及财务机构负责人傅能,保证本季度报告中财
务报告的真实、完整。
§2 公司基本情况简介
2.1 公司基本信息
 股票简称         浦发银行         变更前简称(如有)         (无)         
股票代码                                                               600000
                      董事会秘书                                证券事务代表 
姓名                     沈   思                杨国平               吴   蓉 
联系地址    上海市中山东一路12号  上海市中山东一路12号  上海市中山东一路12号 
电话                021-63611226        021-63611226          021-63611226   
传真               021- 63230807         021- 63230807         021- 63230807 
电子邮箱       shens2@spdb.com.cn    yanggp@spdb.com.cn      wur2@spdb.com.cn
2.2 财务资料
2.2.1 主要会计数据及财务指标
币种:人民币
                                    本报告期末         上年度期末      
总资产(元)                        519,455,502,487.53 455,532,286,354.82
股东权益(不含少数股东权益)(元)     14,812,185,893.41  13,510,303,654.15
每股净资产(元)                                  3.78               3.45
调整后的每股净资产(元)                          3.78               3.45
                                            报告期    年初至报告期期末 
每股收益(元)                                   0.171              0.453
净资产收益率(%)                                 4.52              11.96
扣除非经常性损益后的净资产收益                                         
率(%)                                           4.51              11.95
                                 本报告期末比上年度期 
                                    末增减(%)      
总资产(元)                                       14.03
股东权益(不含少数股东权益)(元)                    9.64
每股净资产(元)                                    9.57
调整后的每股净资产(元)                            9.57
                                  本报告期比上年同期增
                                            减(%)  
每股收益(元)                                     31.09
净资产收益率(%)                       增加0.58个百分点
扣除非经常性损益后的净资产收益                        
率(%)                                 增加0.61个百分点
      非经常性损益项目      金额(千元) 
营业外收入                        9,573
营业外支出                       -6,388
未经财政核销贷款本期收回数            0
合计                              3,185
2.2.2 利润表
单位:元 币种:人民币审计类型:未经审计
        项         目            2005年7月-9月     2005年1月-9月  
一、营业收入                     5,348,997,041.36 15,652,954,369.01
利息收入                         4,577,314,338.26 13,396,399,901.27
金融机构往来收入                   592,972,110.61  1,710,135,491.27
中间业务收入                       121,409,995.32    337,019,847.24
汇兑收益                            38,497,657.86    156,402,746.05
其他业务收入                        18,802,939.31     52,996,383.18
二 、营业成本                    2,202,330,460.94  6,493,595,820.59
利息支出                         1,822,731,410.75  5,106,702,460.33
金融机构往来支出                   323,522,440.42  1,253,612,021.98
手续费支出                          55,592,727.65    132,660,605.50
汇兑损失                               483,882.12        620,732.78
三 、营业费用                    1,590,462,662.14  4,000,086,990.06
业务及管理费                     1,460,563,870.73  3,594,363,422.80
折旧费                             129,898,791.41    405,723,567.26
其他营业支出                                                       
四、投资净收益                     550,286,798.36  1,337,806,413.36
五、营业利润                     2,106,490,716.64  6,497,077,971.72
减:营业税金及附加                 263,609,199.97    769,884,853.35
加:营业外收入                       4,250,525.40      9,573,247.60
减:营业外支出                       2,562,901.59      6,387,596.71
六、计提资产损失准备前利润总额   1,844,569,140.48  5,730,378,769.26
减:资产损失准备                   788,312,813.76  2,899,772,458.36
七、计提资产损失准备后利润总额   1,056,256,326.72  2,830,606,310.90
减:所得税                         387,437,644.28  1,058,924,071.64
八、净利润                         668,818,682.44  1,771,682,239.26
        项         目           2004年7月-9月    2004年1月-9月  
一、营业收入                    4,299,519,449.21 12,122,516,737.18
利息收入                        3,671,779,966.65 10,362,494,820.25
金融机构往来收入                  489,416,114.40  1,366,020,869.50
中间业务收入                       91,751,622.94    251,258,363.77
汇兑收益                           25,101,411.35     97,089,215.33
其他业务收入                       21,470,333.87     45,653,468.33
二 、营业成本                   1,736,107,637.85  4,943,302,586.24
利息支出                        1,435,121,829.91  3,838,583,088.78
金融机构往来支出                  276,775,781.50  1,038,849,896.16
手续费支出                         23,953,577.71     65,386,194.43
汇兑损失                              256,448.73        483,406.87
三 、营业费用                   1,049,722,091.36  2,912,427,002.23
业务及管理费                      914,122,595.91  2,531,743,798.12
折旧费                            135,599,495.45    380,683,204.11
其他营业支出                                                      
四、投资净收益                    388,546,629.51  1,046,450,816.93
五、营业利润                    1,902,236,349.51  5,313,237,965.64
减:营业税金及附加                209,819,518.45    595,325,397.92
加:营业外收入                     12,937,812.75     63,715,377.00
减:营业外支出                      5,160,590.38     17,347,979.54
六、计提资产损失准备前利润总额  1,700,194,053.43  4,764,279,965.18
减:资产损失准备                  929,382,134.24  2,706,220,585.01
七、计提资产损失准备后利润总额    770,811,919.19  2,058,059,380.17
减:所得税                        260,623,287.91    674,425,080.11
八、净利润                        510,188,631.28  1,383,634,300.06
2.3 报告期末股东持股情况
2.3.1前十名流通股股东持股表
单位:股
            报告期末股东总数(户)                                 219996                  
前十名流通股股东持股情况                                                                   
股东名称(全称)                                    期末持有流通股的数量  种类(A、B、H股或其
中国平安人寿保险股份有限公司-传统-普通保险产品             26,501,211                A股 
中国工商银行-上证50交易型开放式指数证券投资基金             24,364,562                A股 
中国平安人寿保险股份有限公司-分红-个险分红                 18,796,281                A股 
交通银行-易方达 50 指数证券投资基金                         16,791,088                A股 
招商银行股份有限公司-中信经典配置证券投资基金               15,777,642                A股 
汉盛证券投资基金                                             12,353,945                A股 
国泰君安证券股份有限公司                                     10,393,609                A股 
裕隆证券投资基金                                             10,148,389                A股 
中国银行-嘉实服务增值行业证券投资基金                        9,666,703                A股 
中国工商银行-广发聚富开放式证券投资基金                      7,437,612                A股 
2.3.2前十名股东持股情况:
单位:千股
                          报告期内 期末持股          股份类别股 
     股东名称(全称)        增减     情况    比例(%)    份类别   
上海国际信托投资有限公司             274,500     7.01    未流通 
上海上实(集团)有限公司               190,500     4.87    未流通 
上海国有资产经营有限公司             190,050     4.85    未流通 
上海国际集团有限公司                 185,350     4.73    未流通 
花旗银行海外投资公司                 180,750     4.62    未流通 
上海久事公司                         157,200     4.02    未流通 
上海国鑫投资发展有限公司     31,890   95,390     2.44    未流通 
申能股份有限公司                      75,000     1.92    未流通 
东方国际(集团)有限公司                75,000     1.92    未流通 
上海实业发展股份有限公司              61,500     1.57    未流通 
                          质押或冻           
     股东名称(全称)       结情况   股东性质  
上海国际信托投资有限公司        无      国有 
上海上实(集团)有限公司          无      国有 
上海国有资产经营有限公司        无      国有 
上海国际集团有限公司            无      国有 
花旗银行海外投资公司            无      外资 
上海久事公司                    无      国有 
上海国鑫投资发展有限公司        无      国有 
申能股份有限公司                无      社会 
东方国际(集团)有限公司          无      国有 
上海实业发展股份有限公司        无      社会 
§3银行业务数据
3.1截止报告期末公司补充财务数据:
单位:人民币千元
       项   目        2005年9月30日 2004年12月31日  
总负债                   504,643,317     442,021,983
存款总额                 458,067,964     395,381,770
其中:长期存款           181,937,631     150,176,533
同业拆入总额                  50,000       2,006,516
贷款总额                 347,486,010     310,905,140
其中:短期贷款           197,484,343     189,429,551
          进出口押汇       2,079,646       1,769,992
          贴现            37,514,634      24,702,278
          中长期贷款     100,930,820      88,120,146
          逾期贷款         4,969,509       2,648,919
          呆滞贷款         4,431,755       4,164,697
          呆帐贷款            75,303          69,557
    注:有关指标计算公式如下:(1)存款总额包括短期存款、短期储蓄存款、
应解汇款及临时存款、长期存款、长期储蓄存款、存入长期保证金、委托资金;
(2)长期存款及同业拆入总额包括长期存款、长期储蓄存款、存入长期保证金、
同业拆入;
(3)贷款总额包括短期贷款、进出口押汇、贴现、中长期贷款、逾期贷款、呆滞
贷款和呆帐贷款、透支及垫款。
3.2截止报告期末公司补充财务指标:
                                        2005年9月30日     
           项目             标准值      期末       平均   
                     人民币   ≥25           49.87   43.93
流动性比率%            外币    ≥60          68.34   73.01
                     人民币    ≤75          67.66   71.68
存贷比%                                                   
                       外币    ≤85          73.91   72.35
                 拆入资金比     ≤4           0.01    0.24
拆借资金比例%                                             
                 拆出资金比     ≤8           0.16    0.26
国际商业借款比例%             ≤100              0    9.86
不良贷款比例%                  ≤15            2.2    2.29
利息回收率                         -         98.77   98.02
单一最大客户贷款比例%          ≤10           4.43    4.29
最大十家客户贷款比例%          ≤50          30.84    29.7
                   2004年12月31日     
           项目      年末       平均  
                           44.12 40.42
流动性比率%                83.45 72.92
                            72.6 73.51
存贷比%                               
                           71.72 64.54
                            0.37  0.51
拆借资金比例%                         
                             0.3  0.84
国际商业借款比例%          18.22 24.56
不良贷款比例%               2.45  2.43
利息回收率                 98.79  98.5
单一最大客户贷款比例%       3.77   4.5
最大十家客户贷款比例%      26.58 31.91
3.3报告期末的资本构成及变化情况
单位: 人民币百万元
                  2005年9月30日  2004年12月31日  2003年12月31日  
资本净额                   26,815          24,427          19,025
核心资本净额               14,163          12,806          12,302
加权风险资产净额          333,630         304,035         220,190
资本充足率                  8.04%           8.03%           8.64%
3.4 信贷资产“五级”分类及各级呆帐准备金的计提比例情况。
单位:人民币千元
五级分类     金  额     占比(%)  准备金计提比例%  
正常类       323,424,364       93.08                 1
关注类        16,439,882        4.73                 5
次级类         3,842,007        1.11                35
可疑类         3,533,359        1.02                70
损失类           246,397        0.07               100
合  计       347,486,010         100                  
3.5  应收利息与其他应收款损失提取情况。
单位:人民币千元
   项目        金  额  损失准备金   计提方法   
应收利息        911,891           -     不计提 
其他应收款    2,644,414    -101,345 个别认定法 
    §4 管理层讨论与分析
    4.1公司报告期内经营活动总体状况的简要分析
    截至9月30日,公司主要经营和管理情况如下:
    ——总资产规模达到5194.56 亿元,比年初增加了639.23亿元,增幅为 14.03
%。本外币贷款余额3474.86亿元,比年初增加了365.81亿元,增长 11.77%。
    ——各项存款余额为4580.68亿元,比年初增加620.97亿元,增幅为 15.68%。
其中,本外币储蓄存款余额614.11亿元,比年初增长 144.92亿元,增幅为30.89 %

    ——股东权益148.12 亿元,每股净资产 3.78 元,每股收益 0.453元。
——按照“五级”分类,后三类贷款比例为 2.20%,比年初下降 0.25个百分点。
——在监管部门的大力支持下,公司在调整优化现有网点的基础上,又增设了一批
新的营业网点,全行开设了23家(包括上海地区总部)分行、2家直属支行、343个营业网点。
4.2 占主营收入或主营业务利润总额10%以上的主营行业或产品情况
单位:人民币千元
 业务产品  主营业务收入 主营业务成本 毛利率(%) 
存贷款业务    13,396,400   12,006,562     10.37
主营业务收入及利润分地区情况
单位:人民币千元
 地      区   主营业务收入  主 营 利 润  
上海地区           4,649,756    1,541,186
北京地区           1,419,047      534,205
江苏地区           1,937,848      921,051
浙江地区           2,870,748    1,533,793
广东地区           1,387,192      495,810
境内其他地区       3,357,581    1,453,912
境外离岸              30,782       17,121
合  计            15,652,954    6,497,078
4.3 公司经营的季节性或周期性特征    □适用  □√不适用
4.4 报告期利润构成情况
单位:人民币千元
                    2005年1-9月         2004年1-9月      
                        金额    占比          金额    占比 
营业利润            6,497,078 229.53%     5,313,238 258.17%
其中:投资收益      1,337,806  47.07%     1,046,451  50.85%
营业外收支净额          3,185   0.11%        46,367   2.25%
利润总额            2,830,606             2,058,059        
4.5 主营业务收入及其结构变动情况
单位:人民币千元
      业务种类       2005年1-9月 2004年1-9月   增减   
贷款                   13,396,400   10,362,495  29.28%
拆借、存放等同业业务    1,710,135    1,366,021  25.19%
债券投资                1,315,772    1,031,079  27.61%
其他业务                  568,454      409,373  38.86%
合计                   16,990,761   13,168,968  29.02%
4.6主营业务盈利能力变动情况
单位:人民币千元
业务盈利能力 2005年1-9月 2004年1-9月   增减  
营业利润        2,830,606    2,011,692 40.71%
营业收入       16,990,761   13,168,968 29.02%
毛利率             16.66%       15.28%       
4.7 重大事项及其影响和解决方案的分析说明
□适用  □√不适用
4.8 会计政策、会计估计、合并范围变化以及重大会计差错的情况及原因说明
□适用  □√不适用
4.9 经审计且被出具“非标意见”情况下董事会和监事会出具的相关说明
□适用                                □√不适用                                
4.1     预测年初至下一报告期期末的累计净利润可能为亏损或者与上年同期相比发生大幅度变动的警示及原因说明
    □适用  □√不适用
    4.11 公司对已披露的年度经营计划或预算的滚动调整情况
    □适用  □√不适用
    4.12 公司原非流通股东在股权分置改革过程中做出的特殊承诺及其履行情况
(G股公司)□适用√不适用
董事长签名:金  运
上海浦东发展银行股份有限公司董事会
二○○五年十月二十七日
资产负债表(未经审计) 
单位:人民币元
          资产             行次    2005年9月30日     2004年12月31日   
流动资产:                                                             
库存现金                       1   1,764,490,411.48   1,466,556,104.81
贵金属                         2                  -                  -
存放中央银行款项               3  76,541,415,843.19  70,125,105,916.88
存放同业款项                   4  12,680,402,865.25   4,640,353,970.93
拆放同业                       5   7,176,775,532.45   8,648,585,067.52
贴现                           6  37,514,633,802.74  24,702,278,277.92
应收利息                       7     911,891,253.42     783,727,052.82
应收股利                       8                                      
其他应收款                     9   2,644,413,595.35   2,635,736,962.43
买入返售资产                  10   8,992,700,000.00  10,760,444,300.00
短期投资                      11  26,349,529,203.95   8,170,907,800.00
短期贷款                      12 197,484,342,818.49 189,429,550,449.52
进出口押汇                    13   2,079,646,465.69   1,769,991,939.58
待摊利息                      14       4,821,606.13     235,717,961.15
一年内到期的长期债券投资      15   7,382,343,289.87   7,876,245,578.04
一年内到期的其他长期投资      16                                      
其他流动资产                  17       2,850,676.53             533.91
流动资产合计                  18 381,530,257,364.54 331,245,201,915.51
长期资产:                                                             
中期贷款                      19  41,997,703,718.13  37,665,918,473.29
长期贷款                      20  58,933,116,165.97  50,454,227,358.50
逾期贷款                      21   3,194,347,950.17   1,924,286,751.49
非应计贷款                    22   6,282,219,241.51   4,958,886,921.96
减:贷款损失准备               23  11,101,345,575.81   8,919,498,968.98
长期债券投资                  24  29,623,859,016.15  30,151,078,223.51
长期股权投资                  25     446,722,188.68     448,060,972.67
固定资产原价                  26   7,176,112,524.37   6,653,375,471.05
减:累计折旧                   27   2,389,578,918.55   2,019,461,735.45
固定资产净值                  28   4,786,533,605.82   4,633,913,735.60
减:固定资产减值准备          29                                      
固定资产净额                  30   4,786,533,605.82   4,633,913,735.60
在建工程                      31     330,049,737.81     307,175,574.90
固定资产清理                  32        -252,230.14           6,799.50
长期资产合计                  33 134,492,953,818.29 121,624,055,842.44
无形、递延及其他资产:                                                
无形资产                      34     195,524,074.75     210,966,512.40
长期待摊费用                  35       6,204,740.26       6,514,167.57
待处理抵债资产                36     684,025,442.03     458,293,359.72
减:抵债资产减值准备          37     421,127,855.06     235,973,346.87
待处理抵债资产净值            38     262,897,586.97     222,320,012.85
其他长期资产                  39          58,080.00          56,640.01
无形资产及其他资产合计        40     464,684,481.98     439,857,332.83
递延税项:                                                            
递延税款借项                  41   2,967,606,822.72   2,223,171,264.04
资产总计                      50 519,455,502,487.53 455,532,286,354.82
负债及所有者权益           行次                                       
流动负债:                                                            
短期存款                      51 175,647,761,090.06 167,135,728,057.69
短期储蓄存款                  52  19,712,814,130.68  16,099,176,115.86
向中央银行借款                53                  -                  -
票据融资                      54                  -                  -
同业存款                      55  19,878,107,002.65  17,456,979,109.13
同业拆入                      56      50,000,000.00   2,006,516,440.00
应付利息                      57   2,166,376,236.45   1,610,272,819.77
存入短期保证金                58  79,503,440,621.91  60,734,588,937.24
卖出回购资产款                59   1,861,259,131.26   8,297,847,964.95
汇出汇款                      60     903,438,790.07   1,687,144,395.13
应解汇款及临时存款            61   1,242,790,779.41   1,212,355,357.82
委托资金                      62      23,526,788.79      23,388,954.23
应付工资                      63      44,239,955.87      87,419,758.52
应付福利费                    64     198,904,685.33     143,398,798.26
应交税金                      65   1,327,465,051.69   1,740,113,355.48
应付股利                      66      11,662,029.53      14,833,536.84
其他应付款                    67   6,334,329,780.21   6,306,904,063.05
预提费用                      68                  -                  -
递延收益                      69     315,297,296.35     479,944,132.84
发行短期债券                  70                                      
一年内到期的长期负债          71                  -                   
其他流动负债                  72      40,987,847.76      54,010,353.56
流动负债合计                  73 309,262,401,218.02 285,090,622,150.37
长期负债:                                                            
长期存款                      74 138,314,263,325.13 117,745,368,790.97
长期储蓄存款                  75  41,697,690,289.80  30,819,600,862.38
存入长期保证金                76   1,925,677,412.55   2,200,860,896.95
转贷款资金                    77                                      
发行长期债券                  78   7,013,093,888.89                   
长期应付款                    79   6,000,000,000.00   6,000,000,000.00
其他长期负债                  80     430,190,459.73     165,530,000.00
长期负债合计                  81 195,380,915,376.10 156,931,360,550.30
递延税项:                                                             
递延税款贷项                  82                                      
负债合计                      83 504,643,316,594.12 442,021,982,700.67
所有者权益:                                                          
股本                          90   3,915,000,000.00   3,915,000,000.00
资本公积                      91   4,869,395,544.72   4,869,395,544.72
盈余公积                      92   2,171,610,480.47   2,171,610,480.47
其中:公益金               92-1      666,601,452.97     666,601,452.97
一般准备                      93   2,000,000,000.00   2,000,000,000.00
未分配利润                    94   1,856,179,868.22     554,297,628.96
股东权益合计                  95  14,812,185,893.41  13,510,303,654.15
负债及股东权益总计           100 519,455,502,487.53 455,532,286,354.82
法定代表人:金  运                 财务总监:黄建平              制表人
:傅  能
现金流量表(未经审计)
单位:人民币元
                     项目                      行次 
一.营业活动产生的现金流量                          
因经营活动而产生的现金流量                         1
   收到的贷款利息                                  2
   金融企业往来收入收到的现金                      3
   中间业务收入收到的现金                          4
   经营性债券投资收益收到的现金                    5
   汇兑净收益收到的现金                            6
   营业外净收入收到的现金                          7
现金流入小计                                       8
   支付的存款利息                                  9
   金融企业往来支出支付的现金                     10
   手续费支出支付的现金                           11
   支付给职工以及为职工支付的现金                 12
   其他营业费用支付的现金                         13
   支付的营业税金及附加款                         14
   支付的所得税款                                 15
现金流出小计                                      16
因经营活动而产生的现金流量净额                    17
经营性资产的减少(增加)                          18
   缴存中央银行准备金                             19
   存放同业                                       20
   拆放同业及金融性公司                           21
   贷款                                           22
   贴现                                           23
   已核销呆帐贷款及利息收回                       24
   经营性债券投资                                 25
   买入返售资产                                   26
   长期待摊费用                                   27
   其他资产                                       28
   其他应收暂付款减少收回的现金                   29
经营性资产的减少(增加)小计                      30
经营性负债的增加(减少)                          31
   向央行借款                                     32
   同业间存放                                     33
   同业及金融性公司拆入                           34
   卖出回购资产款                                 35
   存款                                           36
   保证金                                         37
   委托存款                                       38
   其他负债                                       39
   其他应付暂收款减少流出的现金                   40
经营性负债的增加(减少)小计                      41
流动资金变动产生的现金流量净额                    42
营业活动产生的现金流量净额                        43
二.投资活动产生的现金流量                          
   收回投资所收到的现金                           44
   投资性债券投资收益收到的现金                   45
   投资性债券投资减少收回的现金                   46
   分得股利或利润所收到的现金                     47
   处置固定资产、无形资产而收到的现金             48
现金流入小计                                      49
   投资性债券投资增加流出的现金                   50
   购建固定资产、无形资产所支付的现金             51
   权益性投资支付的现金                           52
现金流出小计                                      53
投资活动产生的现金流量净额                        54
三.融资活动产生的现金流量                          
  发行股票所收到的现金                            55
  发行债券所收到的现金                            56
现金流入小计                                      57
  收回发行债券所支付的现金                        58
     偿付利息所支付的现金                         59
  分配股利或利润所支付的现金                      60
现金流出小计                                      61
融资活动产生的现金流量净额                        62
四.汇率变动对现金的影响额                        63
五.本期现金及现金等价物净增加额                  64
补充资料                                        行次
1.不涉及现金流量的投资和融资活动                  
  以固定资产偿还债务                              65
  以投资偿还债务                                  66
  以固定资产进行投资                              67
不涉及现金流量的投资和融资活动金额                68
2.将净利润调整为因经营活动而产生的现金流量        
  净利润                                          69
  加:计提的坏帐准备                              70
           计提的贷款呆帐准备                     71
           计提的长期投资减值准备                 72
           计提的抵债资产资减值准备               73
    固定资产折旧                                  74
    无形资产、递延资产及其他资产摊销              75
    处置固定资产、无形资产和其他长期资产的损失      
(减:收益)                                     76 
    投资损失(减:收益)                          77
          投资、筹资活动产生的汇兑损益            78
          递延税款贷项(减:借项)                 79
    经营性应付项目的增加(减:减少)              80
    经营性应收项目的减少(减:增加)              81
           其他                                   82
因经营活动而产生的现金流量净额                    83
3.现金及现金等价物净增加情况:                    
  现金及现金等价物的期末余额                      84
  减:现金及现金等价物的期初余额                  85
  现金及现金等价物净增加额                        86
                     项目                                  2005年1-9月份             
一.营业活动产生的现金流量                                                           
因经营活动而产生的现金流量                                                           
   收到的贷款利息                                                   13,325,010,023.26
   金融企业往来收入收到的现金                                        1,545,488,654.78
   中间业务收入收到的现金                                              337,019,847.24
   经营性债券投资收益收到的现金                                        332,309,445.85
   汇兑净收益收到的现金                                                168,149,648.65
   营业外净收入收到的现金                                                1,899,082.17
现金流入小计                                                        15,709,876,701.95
   支付的存款利息                                                    5,106,702,460.33
   金融企业往来支出支付的现金                                        1,022,715,666.96
   手续费支出支付的现金                                                132,660,605.50
   支付给职工以及为职工支付的现金                                    1,009,266,389.52
   其他营业费用支付的现金                                            1,991,434,946.77
   支付的营业税金及附加款                                              753,938,017.07
   支付的所得税款                                                    1,837,569,191.90
现金流出小计                                                        11,854,287,278.05
因经营活动而产生的现金流量净额                                       3,855,589,423.90
经营性资产的减少(增加)                                                             
   缴存中央银行准备金                                               -3,122,604,672.72
   存放同业                                                           -340,246,076.00
   拆放同业及金融性公司                                                634,136,614.09
   贷款                                                            -23,768,514,465.62
   贴现                                                            -12,812,355,524.82
   已核销呆帐贷款及利息收回                                             29,280,281.49
   经营性债券投资                                                  -16,004,894,778.96
   买入返售资产                                                      1,767,744,300.00
   长期待摊费用                                                         -4,191,170.84
   其他资产                                                            255,605,588.60
   其他应收暂付款减少收回的现金                                       -467,875,854.31
经营性资产的减少(增加)小计                                       -53,833,915,759.09
经营性负债的增加(减少)                                                             
   向央行借款                                                                   -    
   同业间存放                                                        2,421,127,893.52
   同业及金融性公司拆入                                             -1,956,516,440.00
   卖出回购资产款                                                   -6,436,588,833.69
   存款                                                             43,603,228,264.92
   保证金                                                           18,493,668,200.27
   委托存款                                                                137,834.56
   其他负债                                                           -796,728,110.87
   其他应付暂收款减少流出的现金                                     -2,439,471,449.21
经营性负债的增加(减少)小计                                        52,888,857,359.50
流动资金变动产生的现金流量净额                                        -945,058,399.59
营业活动产生的现金流量净额                                           2,910,531,024.31
二.投资活动产生的现金流量                                                           
   收回投资所收到的现金                                                         -    
   投资性债券投资收益收到的现金                                      1,026,366,030.28
   投资性债券投资减少收回的现金                                      9,546,513,750.56
   分得股利或利润所收到的现金                                           17,631,193.80
   处置固定资产、无形资产而收到的现金                                    7,674,165.43
现金流入小计                                                        10,598,185,140.07
   投资性债券投资增加流出的现金                                      8,571,092,210.15
   购建固定资产、无形资产所支付的现金                                  535,756,386.52
   权益性投资支付的现金                                                         -    
现金流出小计                                                         9,106,848,596.67
投资活动产生的现金流量净额                                           1,491,336,543.40
三.融资活动产生的现金流量                                                           
  发行股票所收到的现金                                                          -    
  发行债券所收到的现金                                               7,000,000,000.00
现金流入小计                                                         7,000,000,000.00
  收回发行债券所支付的现金                                                      -    
     偿付利息所支付的现金                                              286,332,410.97
  分配股利或利润所支付的现金                                           484,639,807.31
现金流出小计                                                           770,972,218.28
融资活动产生的现金流量净额                                           6,229,027,781.72
四.汇率变动对现金的影响额                                                -506,216.01
五.本期现金及现金等价物净增加额                                    10,630,389,133.43
补充资料                                                              2005年1-9月份  
1.不涉及现金流量的投资和融资活动                                                   
  以固定资产偿还债务                                                                 
  以投资偿还债务                                                                     
  以固定资产进行投资                                                                 
不涉及现金流量的投资和融资活动金额                                                   
2.将净利润调整为因经营活动而产生的现金流量                                         
  净利润                                                             1,771,682,239.26
  加:计提的坏帐准备                                                    93,854,675.83
           计提的贷款呆帐准备                                        2,797,455,987.96
           计提的长期投资减值准备                                               -    
           计提的抵债资产资减值准备                                      8,461,794.57
    固定资产折旧                                                       405,723,567.26
    无形资产、递延资产及其他资产摊销                                    29,386,417.00
    处置固定资产、无形资产和其他长期资产的损失                                       
(减:收益)                                                          -4,130,600.38  
    投资损失(减:收益)                                            -1,005,496,967.51
          投资、筹资活动产生的汇兑损益                                          -    
          递延税款贷项(减:借项)                                     -744,435,558.68
    经营性应付项目的增加(减:减少)                                   445,357,960.90
    经营性应收项目的减少(减:增加)                                    57,729,907.69
           其他                                                                      
因经营活动而产生的现金流量净额                                       3,855,589,423.90
3.现金及现金等价物净增加情况:                                                     
  现金及现金等价物的期末余额                                        70,383,607,400.77
  减:现金及现金等价物的期初余额                                    59,753,218,267.34
  现金及现金等价物净增加额                                          10,630,389,133.43
法定代表人:金  运                 财务总监:黄建平              制表人
:傅  能
利   润   表   (未经审计)
单位:人民币元
         项目           2005年7~9月      2005年1~9月   
一、营业收入           5,348,997,041.36 15,652,954,369.01
利息收入               4,577,314,338.26 13,396,399,901.27
金融机构往来收入         592,972,110.61  1,710,135,491.27
中间业务收入             121,409,995.32    337,019,847.24
汇兑收益                  38,497,657.86    156,402,746.05
其他业务收入              18,802,939.31     52,996,383.18
二、营业成本           2,202,330,460.94  6,493,595,820.59
利息支出               1,822,731,410.75  5,106,702,460.33
金融机构往来支出         323,522,440.42  1,253,612,021.98
手续费支出                55,592,727.65    132,660,605.50
汇兑损失                     483,882.12        620,732.78
三、营业费用           1,590,462,662.14  4,000,086,990.06
业务及管理费           1,460,563,870.73  3,594,363,422.80
折旧费                   129,898,791.41    405,723,567.26
其他营业支出                                            -
四、投资净收益           550,286,798.36  1,337,806,413.36
五、营业利润           2,106,490,716.64  6,497,077,971.72
减:营业税金及附加       263,609,199.97    769,884,853.35
加:营业外收入             4,250,525.40      9,573,247.60
减:营业外支出             2,562,901.59      6,387,596.71
六、计提资产损失准备   1,844,569,140.48  5,730,378,769.26
减:资产损失准备         788,312,813.76  2,899,772,458.36
七、计提资产损失准备   1,056,256,326.72  2,830,606,310.90
减:所得税               387,437,644.28  1,058,924,071.64
八、净利润               668,818,682.44  1,771,682,239.26
加:期初未分配利润                    -    554,297,628.96
盈余公积转入                                            -
九、可供分配的利润       668,818,682.44  2,325,979,868.22
减:提取法定盈余公积                  -                 -
提取法定公益金                        -                 -
提取一般准备                          -                 -
十、可供股东分配利润     668,818,682.44  2,325,979,868.22
减:应付优先股股利                                      -
提取任意盈余公积                      -                 -
应付普通股股利                        -    469,800,000.00
转作股本的普通股股利                                    -
十一、未分配利润         668,818,682.44  1,856,179,868.22
         项目           2004年7~9月     2004年1~9月    
一、营业收入           4,299,519,449.21 12,122,516,737.18
利息收入               3,671,779,966.65 10,362,494,820.25
金融机构往来收入         489,416,114.40  1,366,020,869.50
中间业务收入              91,751,622.94    251,258,363.77
汇兑收益                  25,101,411.35     97,089,215.33
其他业务收入              21,470,333.87     45,653,468.33
二、营业成本           1,736,107,637.85  4,943,302,586.24
利息支出               1,435,121,829.91  3,838,583,088.78
金融机构往来支出         276,775,781.50  1,038,849,896.16
手续费支出                23,953,577.71     65,386,194.43
汇兑损失                     256,448.73        483,406.87
三、营业费用           1,049,722,091.36  2,912,427,002.23
业务及管理费             914,122,595.91  2,531,743,798.12
折旧费                   135,599,495.45    380,683,204.11
其他营业支出                                             
四、投资净收益           388,546,629.51  1,046,450,816.93
五、营业利润           1,902,236,349.51  5,313,237,965.64
减:营业税金及附加       209,819,518.45    595,325,397.92
加:营业外收入            12,937,812.75     63,715,377.00
减:营业外支出             5,160,590.38     17,347,979.54
六、计提资产损失准备   1,700,194,053.43  4,764,279,965.18
减:资产损失准备         929,382,134.24  2,706,220,585.01
七、计提资产损失准备     770,811,919.19  2,058,059,380.17
减:所得税               260,623,287.91    674,425,080.11
八、净利润               510,188,631.28  1,383,634,300.06
加:期初未分配利润                         483,926,103.34
盈余公积转入                                            -
九、可供分配的利润       510,188,631.28  1,867,560,403.40
减:提取法定盈余公积                                    -
提取法定公益金                                          -
提取一般准备                                            -
十、可供股东分配利润     510,188,631.28  1,867,560,403.40
减:应付优先股股利                                      -
提取任意盈余公积                                       - 
应付普通股股利                             430,650,000.00
转作股本的普通股股利                                    -
十一、未分配利润         510,188,631.28  1,436,910,403.40
    法定代表人:金  运                 财务总监:黄建平              制
表人:傅  能
数据加载中...
prevnext
手机查看股票